Energy Efficient Mortgages (EMMs) – What Are They?
With the effects of global warming becoming more noticeable, it's very important to be environmentally conscious. Fortunately, there are many opportunities available to save money and help the environment. Green mortgages are one of these fantastic opportunities. What is a Green Mortgage? Green mortgages are special types of mortgages and are backed by the government; these mortgages are also known as energy efficient mortgages. These mortgages will help you have a home that's more energy … [Read more...]
Teaching Kids How to Save Money – Saving For the Future
When you are a kid, money can seem like a really huge deal. Any amount of money that a child gets can make them feel very important, and the first thing they want to do is go out and spend their money. That is exactly what consumer America encourages them to do in fact. In this day and age however, it might be a better idea for a child to save the money they get instead of going out to spend it. This is something we all need to learn how to do unless we want to live paycheck to paycheck. Here … [Read more...]
Garage Sale and Second Hand Home Decorating
If you take a look at most any interior decorating book, magazine, or website you usually come away rather discouraged at the amount of money that it takes to achieve the look you want your home to have. It seems that anything resembling that glossy magazine photo is going to cost some serious green. But quite frankly there is a simple and effective method for attaining the look that you want without spending a fortune; all it takes is a solid knowledge of the style you have in mind, an empty … [Read more...]
Hundred Dollar Holiday: The Case For A More Joyful Christmas
Over the holiday weekend I read Hundred Dollar Holiday: The Case For A More Joyful Christmas. With less than 100 pages it is a pretty fast read and I loved the fact that the cover was made from brown packing paper... it just screams minimalism and voluntary simplicity. The core idea is to pick a modest amount of money like $100 and spend no more than that on the holiday. This allows us to slow down the pace of Christmas, make it more about time with loved ones, and less about rampant … [Read more...]
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