Okay, it is that time of year. You may be thinking (or agonizing) about how you have to file taxes online or maybe you already have them done. Either way if you are expecting a refund from Uncle Sam than you have already started dreaming about what you will do with it. Same here. Though some will certainly say it is silly to loan the government money, my family usually overpays our taxes during the year and thus we get a refund. We don't do it as some sort of savings plan, we do it to cover our … [Read more...]